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Universal credit is a new benefit being introduced across the UK in stages between 2013 and 2017. It will eventually replace a number of other benefits including housing benefit.

 Universal credit is a new benefit for people of working age, designed to top up your income to a minimum level.

 Universal credit will eventually replace a range of benefits and tax credits.

 Providing your income and savings don't go above certain limits, you can carry on claiming universal credit if you are working or out of work.

 Universal credit may help people on low incomes who move in and out of work by reducing the problems caused by benefits stopping and starting.

 Universal credit will replace these benefits:

  • housing benefit
  • income support (IS)
  • jobseekers allowance (JSA)
  • employment and support allowance (ESA)
  • child tax credit and working tax credit
  • budgeting loans and crisis loans